Inertia helps: More workers save in 401(k)s

New York • Workers are more likely to be saving for retirement, at least among those eligible for a workplace plan, and lower-income employees have made some of the biggest gains in recent years. Those are two of the encouraging trends borne out of numbers from Vanguard, which looks each year at how participants are behaving in 401(k) plans and similar retirement accounts for which it keeps records. Vanguard is one of the nation’s big record keepers, working with 4.4 million participants in defi...

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