Can't decide what to do with your tax refund? Split it

For many people, getting a tax refund is like getting a handful of sand: It’s virtually impossible to hang on to much of it. But it doesn’t have to be that way. You can have the IRS split your refund across a number of accounts, perhaps some less accessible than your checking account, and thus keep that windfall from slipping through your fingers. — How it works • Fill out Form 8888 and the IRS will directly deposit your refund into as many as three accounts of your choosing. That means you do...

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