Americans remain stingy about carrying credit card balances and are making more of an effort to make timely payments, trends that have helped whittle the rate of late payments on credit cards down to the lowest level in nearly 20 years.
The rate of credit card payments at least 90 days overdue fell in the second quarter to 0.57 percent. That’s the lowest level since 1994, credit reporting agency TransUnion said Tuesday.
The April-June card delinquency rate declined from 0.63 percent in the same ...
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