Don’t let ‘free’ credit report pitch throw you for a loop

When is free really not free? When it comes to getting your “free” credit report. If you’re not careful, it could wind up costing you. Plenty of TV, radio and Internet ads promise consumers a copy of their free credit report, but what they really want is to entice you into signing up for “credit monitoring” or other services. And those are decidedly not free, running anywhere from $15 to $30 a month or more on your credit card bill. Retiree Jim Fossum found out the hard way. In May, he thought h...

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